We have been asked about the various pension flexibilities and so have produced a short list of available resources and information which we hope are useful.

In compiling this we want to stress

  • It is not possible or proper for us, or indeed Colleges, to advise individuals on financial decisions in relation to their pensions
  • All individuals should be encouraged to get professional financial advice that can address their individual position. Everyone’s circumstances will be different
  • We are clear that changes to the pension taxation arrangements are required to solve the problem properly and will continue to lobby for these
  • However, we do believe that College members should explore the flexibilities available to see if they can ameliorate the position. Relying solely on a change to national taxation arrangements which may take some time to materialise, if it does at all, may not be the most prudent approach

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